Home inspection (buyer's perspective)

A home inspection is a professional evaluation of a property's condition, typically conducted after a purchase agreement is signed but before closing. The inspection identifies safety hazards, major defects, and maintenance issues that may not be visible during a casual walkthrough.

55 steps across 12 sections

1. Structural Systems

  • Foundation (cracks, settling, water intrusion)
  • Load-bearing walls and beams
  • Floor and ceiling structure
  • Basement and crawl space conditions

2. Roof

  • Shingle/material condition and remaining life
  • Flashing around chimneys, vents, and skylights
  • Gutters and downspouts
  • Signs of leaks or water damage in attic

3. Exterior

  • Siding and trim condition
  • Window and door condition and seals
  • Grading and drainage (water should flow away from foundation)
  • Driveways, walkways, and patios
  • Decks, porches, and railings (structural integrity)

4. Plumbing

  • Water supply lines (condition, material — copper, PEX, galvanized, polybutylene)
  • Drain, waste, and vent lines
  • Water heater (age, condition, safety features)
  • Fixtures (faucets, toilets, showers)

5. Electrical

  • Main panel (capacity, condition, brand — some panels like Federal Pacific are known hazards)
  • Wiring type and condition (copper vs. aluminum)
  • Outlets (grounding, GFCI in wet areas)
  • Switches and fixtures
  • Smoke and carbon monoxide detectors

6. HVAC (Heating, Ventilation, Air Conditioning)

  • Furnace/boiler age, condition, and operation
  • Air conditioning unit age and operation
  • Ductwork condition
  • Thermostat function
  • Filter condition
  • Estimated remaining useful life

7. Interior

  • Walls, ceilings, and floors (cracks, water stains, levelness)
  • Windows and doors (operation, seals, locks)
  • Stairs and railings
  • Insulation (attic, walls where visible)
  • Ventilation (bathroom fans, kitchen exhaust)

8. What Is NOT Typically Included

  • Behind walls, under floors, or in closed areas
  • Septic system (separate inspection recommended, $300-$600)
  • Well water quality (separate test, $100-$300)
  • Radon testing (separate test, $150-$300)
  • Mold testing (separate test, $300-$600)
  • Termite/pest inspection (separate inspection, $75-$150)
  • Swimming pool/spa (separate inspection, $150-$300)
  • Chimney interior (separate inspection, $200-$500)

9. Duration

  • 2-4 hours for a typical single-family home
  • Larger or older homes take longer

10. Should You Attend?

  • Yes, strongly recommended. Walk through with the inspector
  • Ask questions and take notes
  • The inspector will explain which items are normal for the home's age and which are concerns
  • Seeing issues firsthand helps you make better decisions

11. What to Bring

  • Notebook and pen
  • Camera/phone for additional photos
  • Comfortable shoes (you may enter crawl spaces, attics, or unfinished areas)
  • Copy of the seller's disclosure for reference

12. What It Contains

  • Detailed written findings with photos
  • Items categorized by severity (safety hazard, major defect, minor defect, maintenance item)
  • Estimated remaining life of major systems (roof, HVAC, water heater)
  • Recommendations for further evaluation by specialists

Sources

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