Selling with a real estate agent

Selling a home with a real estate agent remains the most common approach, with approximately 90% of sellers using an agent. Agents handle pricing, marketing, showings, negotiations, and closing coordination in exchange for a commission.

53 steps across 12 sections

1. What to Look For

  • Local market expertise: Knowledge of comparable sales, neighborhood trends, and buyer demographics
  • Track record: Number of homes sold in the past 12 months, average days on market, sale-to-list price ratio
  • Marketing plan: Professional photography, virtual tours, social media strategy, open house schedule
  • Communication style: Frequency of updates, preferred contact method, responsiveness
  • References: Ask for 3-5 recent client references and check online reviews

2. Interview Process

  • Interview at least 3 agents before selecting one
  • Ask about their comparative market analysis (CMA) for your home
  • Request a detailed marketing plan in writing
  • Understand their team structure (solo agent vs. team)
  • Discuss pricing strategy and expected timeline

3. Types

  • Exclusive Right to Sell: Most common; agent earns commission regardless of who finds the buyer
  • Exclusive Agency: Agent earns commission only if they find the buyer; no commission if you find your own buyer
  • Open Listing: Non-exclusive; any agent who brings a buyer earns the commission

4. The 2024 NAR Settlement Changes

  • Before: Sellers typically paid both listing and buyer agent commissions (5-6% total)
  • After: Buyers are now responsible for negotiating and paying their own agent fees unless they reach an agreement with the seller to cover some or all of the cost
  • Sellers can still offer to pay the buyer's agent commission as a negotiation strategy

5. Cost Example (on $400,000 home)

  • Full commission (both agents): $20,000-$24,000
  • Listing agent only: $10,000-$12,000
  • Low-commission brokerage: $6,000-$8,000 (1.5-2%)

6. Commission Negotiation Tips

  • Higher-value homes may command lower percentage rates
  • Repeat clients or referral sources may get discounts
  • Off-market or easy-to-sell properties justify lower commission
  • Some agents offer tiered commission (lower rate if sold within X days)

7. What Agents Provide

  • MLS listing: Syndicated to Zillow, Realtor.com, Redfin, and hundreds of sites
  • Professional photography: HDR photos, drone aerial shots, virtual tours
  • Staging consultation: Advice on decluttering, furniture arrangement, and cosmetic improvements
  • Open houses: Public and broker-only open houses
  • Digital marketing: Social media ads, email campaigns, targeted online advertising
  • Print marketing: Brochures, flyers, direct mail to neighborhood
  • Network marketing: Agent-to-agent referrals, office previews, MLS remarks

8. Seller Responsibilities During Marketing

  • Keep home show-ready at all times
  • Be flexible with showing schedules
  • Maintain landscaping and curb appeal
  • Address agent feedback on pricing or condition

9. Offer Review

  • Agent presents all offers and explains terms
  • Evaluate price, contingencies, financing type, earnest money, and closing timeline
  • Cash offers and conventional loans typically stronger than FHA/VA (fewer appraisal issues)
  • Agent advises on counter-offer strategy

10. Multiple Offer Situations

  • Agent may recommend "highest and best" deadline
  • Escalation clauses, appraisal gap coverage, and waived contingencies strengthen offers
  • Agent negotiates on your behalf while maintaining fiduciary duty

11. Negotiation Points

  • Sale price and earnest money
  • Inspection contingency scope and timeline
  • Appraisal contingency
  • Closing date and possession date
  • Seller concessions (closing cost credits)
  • Included/excluded personal property
  • Repair requests after inspection

12. Agent's Role at Closing

  • Coordinate with buyer's agent, lender, title company, and attorneys
  • Track all contingency deadlines
  • Ensure all disclosures and paperwork are completed
  • Attend final walkthrough and closing meeting
  • Resolve last-minute issues (repair disputes, document errors)

Sources

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