Hospice care is a specialized type of healthcare focused on providing comfort, dignity, and quality of life to individuals with a terminal illness. Unlike curative treatment, hospice care does not aim to cure the underlying disease — instead, it manages pain and symptoms while addressing emotional, spiritual, and practical needs of both the patient and their family.
56 steps across 12 sections
1. Recognize the Need
- The doctor says "there is nothing more we can do to treat the disease"
- Frequent hospitalizations for the same condition (2+ in the past 6 months)
- Significant functional decline despite treatment
- The patient expresses a desire to focus on comfort rather than aggressive treatment
- Family members or caregivers are becoming overwhelmed
2. Get a Referral (or Self-Refer)
- Physician referral: Most patients enter hospice when their physician refers them, often after a hospitalization or when curative options are exhausted
- Self-referral: Patients or family members can contact a hospice provider directly — you do not need a doctor's referral to inquire or request an evaluation
- Hospital discharge planners and social workers can also initiate hospice referrals
3. Choose a Hospice Provider
- Research hospice providers in your area (see "Choosing a Hospice Provider" section below)
- You have the right to choose any Medicare-certified hospice provider
- Ask questions about services, staffing, availability, and philosophy of care
4. Initial Assessment
- The hospice team conducts a comprehensive evaluation, including:
- Review of medical records and history
- Complete physical examination
- Assessment of psychosocial, emotional, and spiritual needs (for patient and family)
- Home safety evaluation (if receiving care at home)
- Discussion of goals of care and patient preferences
5. Physician Certification
- Two physicians must certify the terminal prognosis (6 months or less):
- The patient's attending physician
- The hospice medical director
- This certification must occur before hospice services begin under Medicare
6. Sign the Election Statement
- The patient (or authorized representative) signs a hospice election form
- This statement indicates the patient understands they are choosing comfort care
- It specifies the effective date of hospice care and the hospice provider chosen
- The patient acknowledges that they are waiving Medicare coverage for curative treatment of their terminal condition
7. Develop the Plan of Care
- The interdisciplinary hospice team develops a personalized care plan
- The plan covers: medication management, equipment needs, visit schedules, caregiver training, spiritual care preferences, and emergency protocols
- The plan is reviewed and updated regularly based on the patient's changing needs
8. Core Requirements
- Terminal prognosis: Two physicians (the patient's attending physician and the hospice medical director) must certify that the patient has a life expectancy of six months or less, assuming the illne...
- Comfort care election: The patient (or their healthcare proxy) must choose to focus on comfort care rather than curative treatment for their terminal illness
- Election statement: The patient must sign a hospice election statement, formally choosing hospice care
9. Medical Indicators of Eligibility
- Functional decline: Increasing dependence on others for Activities of Daily Living (ADLs) such as bathing, dressing, eating, transferring, and toileting
- Palliative Performance Scale (PPS): Rating of 50-60% or below
- Unintentional weight loss: More than 10% body weight loss over 4-6 months
- Increasing weakness and fatigue that limits daily activities
- Declining cognitive abilities (confusion, disorientation)
- Recurrent infections despite appropriate treatment
- Frequent hospitalizations or ER visits for the same condition
10. What It Covers
- Physician services from the hospice medical director and other hospice physicians
- Nursing care (registered nurses and licensed practical nurses)
- Home health aide and homemaker services
- Medical social worker services
- Counseling (dietary, spiritual/pastoral, and bereavement counseling for family)
- Physical therapy, occupational therapy, and speech-language pathology (for symptom management)
- Medications for pain relief and symptom management related to the terminal diagnosis
- Durable medical equipment (DME): Hospital beds, wheelchairs, walkers, oxygen equipment, commodes
- Medical supplies: Bandages, catheters, gloves
- Short-term inpatient care for pain and symptom management that cannot be handled at home
11. Out-of-Pocket Costs Under Medicare
- Most hospice services: $0
- Prescription drugs (outpatient, for symptom management): Copayment of up to $5 per prescription
- Respite care: Daily coinsurance of 5% of the Medicare-approved amount (cannot exceed the inpatient hospital deductible for the year)
12. What Is NOT Covered
- Treatments intended to cure the terminal illness
- Prescription drugs intended to cure (rather than manage symptoms of) the illness
- Care from a provider not arranged by the hospice team
- Room and board (if the patient is in a nursing home, the patient or Medicaid may still pay for room and board separately)
- Emergency room visits or hospitalizations not arranged by the hospice team
Common Mistakes
- Waiting too long to enroll
- Thinking hospice means "giving up"
- Not knowing you can self-refer
- Assuming hospice is only for the last few days
- Believing hospice means no more medical care
Pro Tips
- Ask about hospice early
- Interview multiple hospice providers
- Understand the benefit periods
- Use respite care
- Request a hospice information visit with no obligation
Sources
- Hospice Care Coverage (Medicare.gov)
- Medicare Hospice Benefits Booklet (Medicare.gov)
- FY 2026 Hospice Wage Index and Payment Rate Update (CMS)
- What Determines Hospice Care: Eligibility Criteria (ScienceInsights)
- Hospice Eligibility Criteria (Elevate Hospice AZ)
- Hospice Eligibility Requirements and Criteria (Crossroads Hospice)
- Understanding Hospice Eligibility (AllSeniors.org)
- Qualifying for Hospice (Hospice Foundation of America)
- Hospice Eligibility: Key Criteria and When to Consider (North Memorial Health)
- Average vs Median Length of Stay (Hospice Keys)
- How Long Do People Receive Hospice Care (My Caring Plan)
- 7 Signs Your Loved One Needs Hospice or Palliative Care (LifeCare)
- When Is Hospice Care Recommended (Amedisys)
- Does Medicare Cover Hospice Care (MedicareResources.org)
- Does Medicare Cover Hospice Care (Aetna)
- Is Hospice Covered by Medicare (Medicare.org)