A class action lawsuit allows a group of people with similar claims against the same defendant to sue collectively. One or more "named plaintiffs" represent the entire class.
10 steps across 2 sections
1. Joining an Existing Class Action
- Check if you qualify — Visit ClassAction.org, TopClassActions.com, or Consumer-Action.org to find active lawsuits and settlements. Read the class definition to confirm you qualify.
- Receive a settlement notice — If a case you qualify for settles, you will receive a notice by mail or email. This explains your rights and how to file a claim.
- File your claim — Follow the instructions on the official settlement administrator website. Most claims take under 15 minutes to complete. Submit before the deadline.
- Provide proof (if applicable) — Some settlements require proof of purchase or documentation. Claims with proof typically receive higher payouts. Claims without proof may still qualify for a smaller...
- Wait for processing — After the claim window closes and the court grants final approval, the settlement administrator distributes payments. This can take 6-18 months after filing.
2. Filing a New Class Action
- Identify the common harm — Determine that many people were similarly harmed by the same company's conduct.
- Consult a class action attorney — Find an attorney who specializes in class action litigation. They evaluate whether the case meets the legal requirements for class certification.
- Serve as lead plaintiff — If the case proceeds, you (and possibly others) will serve as the named plaintiff representing the class.
- Class certification — The court must certify the case as a class action by finding that it meets requirements: numerosity (enough people), commonality (shared legal issues), typicality (your claims...
- Litigation proceeds — The case goes through discovery, negotiation, and potentially trial. This process can take years.
Common Mistakes
- Ignoring settlement notices (free money you are entitled to)
- Missing the claim deadline
- Throwing away settlement notices thinking they are junk mail
- Using unofficial websites to file claims
- Opting out without understanding the consequences
Pro Tips
- Sign up for alerts at TopClassActions.com and ClassAction.org to stay informed
- Check these sites periodically even if you do not sign up — new settlements a...
- Keep receipts and proof of purchase for all major products
- If you receive a settlement check, cash it promptly — they expire
- Consider opting out only if your individual damages are substantial enough to...